Credit Reports/Sources of Credit Reports/Activities

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Globe for WikiEducator.jpg Sources of Credit Reports 

Introduction | What is a Credit Report? | Purpose of a Credit Report | Direct Sources of Credit Information | Indirect Sources of Credit Information | Conclusion | Activities | Assessment | Resources | External Links


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In discussion groups, determine what the various elements of a credit report mean and what risk factors would need to be evaluated when considering extending a line of credit to a customer.

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Case Study
It is Friday at 3 PM and you have to make a credit decision on a large, first order from a new customer. You need to decide if using a “direct” investigation or “indirect” investigation will work best. Your sales dept. is expecting you to make a decision by 5 PM the same day.

Outline the process and alternatives you have to complete the investigation.