Credit Reports/Sources of Credit Reports/Conclusion

Conclusion
Credit allows a buyer to take possession of something now and pay for it later or over time. An integral part of granting credit information is requesting and analyzing the credit report. The report provides information in order to make a specific decision about granting credit to a company. An investigation, done correctly, has the goal of a seller obtaining accurate and timely information about a buyer, information that will lead to an appropriate decision for the seller in determining whether and if so on what terms, or not credit will be approved.